The National Healthcare Security Administration (NHSA) has released the “Notice on Ensuring Basic Healthcare Security for Urban and Rural Residents in 2023,” outlining key adjustments to medical insurance funding standards and policies. The document sets the funding standard for urban and rural residents’ basic medical insurance (BMI) in 2023 at RMB 1,020, with a per capita financial assistance standard of no less than RMB 640 per person per year and an individual payment standard of RMB 380 per person per year.<\/p>\n\n\n\n
Coordination of Funds and Major Illness Insurance<\/strong> Implementation of Medical Security Benefits List System<\/strong>
The notice requires the coordination of funds for residents’ medical insurance and urban and rural residents’ major illness insurance, ensuring that the level of major illness insurance benefits does not decrease. This measure aims to maintain a stable safety net for those facing significant healthcare costs.<\/p>\n\n\n\n
The document calls for the comprehensive implementation of the medical security benefits list system, consolidating the level of hospitalization benefits, and ensuring that the fund payment proportion within the policy scope remains stable at around 70%. It also emphasizes the steady improvement of outpatient service security, with a focus on strengthening outpatient drug security mechanisms, particularly for cardio cerebral vascular diseases, and enhancing the guarantee of maternity medical expenses for residents’ medical insurance.<\/p>\n\n\n\n